Residence for sale in life annuity - Ham-sur-Sambre VBC41066
5190 Ham-sur-Sambre
Bunch price 20 000 €
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Description
This unique property for sale with a life annuity option is located in the peaceful area of Ham-sur-Sambre, falling under the postal code 5190. Priced at 20,000 €, this property offers an interesting investment opportunity, with rental obligations to be respected. The property includes a main house currently divided into three units: two houses each with two bedrooms and one studio with a single bedroom. Each unit has its own heating system and separate meters, offering great flexibility for potential buyers. While certain adjustments are yet to be formalized with urban planning, the property is equipped with double-glazed PVC frames, two oil boilers, and a compliant electrical system. Set on a generous plot of 1,240 m², the house features a spacious flat garden and several outbuildings, providing ample outdoor space for leisure or gardening. Inside, you will find a total of five bedrooms, three bathrooms, and three toilets. The residence also comes with a cellar and an attic, enhancing its storage capacity. Notably, the energy performance certificate rates the property as class "C", indicating a total theoretical primary energy consumption of 27,315 kWh/year. Constructed in 1975, the property requires some renovation but presents a solid structure with a well-maintained roof. With a monthly annuity of 960 €, reversible on two heads for a maximum of 15 years, this life annuity sale represents a compelling opportunity for those seeking long-term investment potential. Additionally, the property includes one outdoor parking space and boasts easy access to nearby amenities while nestled in a serene street, making it an attractive option for prospective buyers seeking tranquility and convenience.
* This text was generated using an artificial intelligence.
Show all Show lessFinancial details
- Price: 20 000 €
- Cadastral income: 562 €
- VAT: No
- Monthly annuity: 960 €
- Property value estimate: 20 000 €
Services
More information
General info
State of the property
To be renovated
Build Year
1975
Interior description
Number of bedrooms
5
Livable surface
283 m²
Furnished
No
Attic
Yes
Kitchen and bathrooms
Kitchen equipment
Not equipped
Number of bathrooms
3
Number of toilets
3
Heating and energy
Type of heating
Fuel oil
Equipment
Elevator
No
Outdoor description
Number of parking places (outdoor)
1
Garden
Yes
Terrace
No
Total land surface
1240 m²
Certificates and Compliance
Yearly total primary energy consumption
27315 kWh/year
EPC/PEB reference
20200712006695
CO2 emission
224
Certification - Electrical installation
yes, certificate in accordance
Environment
Flooding area
(information not available)
Urbanism affectation
Area info not available
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