Residence for sale in life annuity, Melsele RBW78932

This property offers a unique investment opportunity in Melsele through a life annuity arrangement. The asking price for the capital sum is €90,000, with a monthly rent payment of €1,000 required for a maximum period of 15 years. After this term, the current owners—a gentleman aged 75 and a lady aged 71—retain the lifelong right to occupy the residence free of charge. The buyer will never pay the full estimated value of €425,000. Additionally, the property tax amounting to €966.33 annually will continue to be paid by the sellers for as long as they maintain their right of residence. This arrangement presents an attractive option for those seeking to invest in real estate while respecting the rights of the long-term occupants. The residence itself is situated on a generous plot of 780 m² within a pleasant and tranquil subdivision in the rural area of Melsele, part of the Beveren-Kruibeke-Zwijndrecht region. Built in 1983 and impeccably maintained by its original owners, the house comprises 252 m² of living space, including two spacious bedrooms. The ground floor features a large entrance hall, a bright living and dining room spanning 45.1 m² with a stove and garden view, a fully equipped kitchen of 15.3 m², and a bathroom with a walk-in shower and additional sanitary facilities such as two toilets and bidet. There is also a cool storage room, built-in closets, and a large garage (42 m²) with an automatic door that can accommodate two cars or serve as a workshop. The property benefits from gas heating with a newly replaced central heating boiler dating from 2019. Renovations include an upgraded kitchen from 2012 and a bathroom refreshed in 2011. An insulated attic accessible via a trapdoor provides potential for future expansion into additional rooms or recreational space. Outside, the east-facing garden is well-kept and features a covered terrace alongside a garden shed. Located in Melsele (postal code 9120), this residence enjoys the advantages of countryside calm while remaining close to local amenities, shops, schools, restaurants, and public transport within 500 meters. Convenient access to major roads such as the E17, E34, N70, and N419 ensures connectivity for commuters. The property’s cadastral income is registered at €1,152, and it falls within residential zoning without flood risk designation. With an energy performance certificate rating of 262 kWh/m²/year and no requirement for a certificate of electrical installation compliance, this home offers solid foundations for future use. Interested parties are encouraged to contact the seller or agent promptly to explore this exceptional life annuity investment opportunity in Melsele.

* This text was generated using an artificial intelligence.