Apartment for sale with 1 bedrooms - Bossière

Located on the second floor of a small 3-storey building, 5 minutes' walk from Gembloux station and 10 minutes' walk from the university, this bright +/- 80 m² apartment comprises a hall with toilet, a living room, a USA fitted kitchen, a laundry room, a bathroom, a bedroom, a small balcony, a cellar and an indoor parking space. PEB C. Ideal as an investment or first purchase Want to know more?

Discover this charming apartment for sale in the desirable area of Auvelais, offering an excellent opportunity for both first-time buyers and investors alike. Priced at €129,000, this well-maintained property provides a comfortable and practical living space with a total surface area of approximately 75 square meters. Situated on Rue Radache 133, the apartment ensures a harmonious blend of convenience and tranquility, featuring one bedroom, one bathroom, and a welcoming living area that exudes warmth and coziness. The interior layout includes a spacious living room with a fireplace, a semi-equipped kitchen with a dining corner, and a functional bathroom that incorporates a laundry space. The apartment is unfurnished, allowing new owners to personalize the space to their taste, while the technical features include PVC double-glazed windows, shutters, gas central heating with an individual boiler, and independent water and electricity meters, all compliant with regulations. Parking is straightforward with one outdoor parking space and an integrated garage, complemented by a terrace that adds to the outdoor living options. The building's exterior showcases durable concrete and tiling, ensuring longevity and ease of maintenance. This property is ideal for a young couple, an older individual seeking comfort without the burdens of homeownership maintenance, or an attentive investor looking for a promising rental asset. The location of this apartment in Auvelais offers numerous advantages, with all essential amenities within walking distance. The vibrant town centre is nearby, providing access to the train station, local markets, schools, hospitals, sports centres, and administrative offices—everything needed for a convenient lifestyle. Despite its central proximity, the property enjoys a peaceful setting on a quiet cul-de-sac, offering unobstructed views and privacy. This balance between accessibility and serenity makes it especially appealing for those seeking easy daily living without sacrificing comfort. The area is well-connected and benefits from excellent infrastructure, making commuting straightforward whether by public transport or car. The building’s construction is sound, with compliance certificates for electrical installations available, ensuring peace of mind for future owners. Whether you’re looking to start a new chapter, downsize comfortably, or expand your property portfolio, this apartment presents a rare opportunity to acquire a thoughtfully designed and well-situated residence in Auvelais. Contact us today to arrange a viewing and discover firsthand what makes this property an attractive investment or home choice in this vibrant region of Belgium. Want to know more?

Discover an exceptional opportunity to acquire a versatile property in the charming town of Auvelais, with a listing price of €220,000. This property, currently designated for office use, presents a unique chance for transformation into a stunning loft-style residence, offering a seamless single-story layout that can easily be adapted to your personal preferences. The building's existing insulation at ground level and ceiling, combined with modern climate control features, including an air-to-air heat pump with three interior units and double-glazed windows, ensure energy efficiency and comfort. The property benefits from a private sunny courtyard of 16 square meters and a spacious garage, providing ample outdoor and parking space. The property forms part of a small condominium with three lots, with the official co-ownership documentation underway. This makes it an attractive proposition for those seeking a flexible, customizable space in a tranquil setting. Inside, the property boasts a well-designed layout with a total living area of approximately 120 square meters, including one bedroom and a functional bathroom. The interior features are modern, with electric heating powered by a heat pump and air conditioning units for year-round comfort. The double-glazing enhances insulation and noise reduction, contributing to a cozy and energy-efficient environment. The property is connected to mains sewerage and water systems, ensuring all essential services are readily available. Moreover, the building’s structural elements such as wall partitions can be easily modified or reconfigured to suit different living or working arrangements. The exterior features include two facades and an inviting terrace of 16 square meters, perfect for outdoor relaxation or entertaining guests in the sun. Located in Auvelais, the property offers excellent connectivity and accessibility while maintaining a peaceful ambiance. The town provides a pleasant environment with essential amenities nearby, complemented by good transportation links to surrounding areas. Whether you envision a stylish loft apartment or a functional workspace converted into a comfortable residence, this property offers significant potential at a competitive price. Interested buyers are encouraged to make offers starting from €220,000. For visits or further information, contact the owner’s authorized agent at ### This is a rare opportunity to acquire a flexible property that combines modern comforts with excellent development potential in a desirable location. Want to know more?

Discover this charming one-bedroom apartment located in the desirable Auvelais area, offering a comfortable and practical living space perfect for a variety of buyers. Situated on the fourth floor of the well-maintained residence "LA CAMPAGNE," which is equipped with an elevator, this property provides an excellent combination of convenience and modern living. The apartment’s layout is thoughtfully designed, featuring a bright main living area with an open kitchen that invites natural light and creates a welcoming atmosphere. The spacious bedroom offers ample space for relaxation, while the well-appointed bathroom adds to the overall comfort. An additional highlight is the included cellar (number 19), providing valuable extra storage space that is both practical and secure. Currently rented, this property presents an attractive opportunity for investors seeking a reliable rental income or for first-time buyers looking for a comfortable pied-à-terre in a vibrant community. The property is ideally situated close to the heart of Auvelais, with easy access to all essential amenities including shops, schools, public transportation, and the train station. The neighborhood’s strategic location ensures convenient commuting options and a lively local environment, making it an excellent choice for those who appreciate accessibility and community charm. The apartment’s interior spans approximately 64 square meters of habitable space, offering a compact yet functional layout that maximizes comfort and usability. Its energy performance is rated with a primary energy consumption of 191 kWh/m² per year, with detailed certificates available upon request. Given its attractive price of €170,000, this property represents a compelling investment or residential opportunity that should not be overlooked. If you are interested in exploring this property further or wish to arrange a viewing, please do not hesitate to contact us for additional information. Whether you are considering your first real estate purchase, looking for an investment property, or seeking a cozy residence within easy reach of Auvelais’s amenities, this apartment offers significant potential. The current occupancy status allows for flexibility, and the availability can be discussed to suit your timeline. Take advantage of this excellent opportunity to acquire a well-located apartment in Auvelais at an attractive price point—contact us today to learn more and make your next move in Belgian real estate. Want to know more?

Tamines - Place Saint-Martin, 4 - 1B Appartement 1 chambre avec terrasse, en ordre de permis de location, avec permis d'urbanisme obtenu pour éventuel aménagement futur. L'appartement comprend 1 chambre, 1 living avec cuisine, 1 grande salle de bains. Idéal pour investisseur ! Want to know more?

Discover this charming apartment located in the picturesque village of Marbais, offering an excellent opportunity for both first-time buyers and investors seeking a cozy yet highly functional residence. Situated at Rue de la Tourette 3, this property is part of a beautifully renovated former farm, now a small, charming copropriété that exudes character and tranquility. The apartment's well-thought-out layout maximizes its space, providing comfortable living in an idyllic setting. With a total living surface of approximately 63 m², this one-bedroom unit combines practical design with modern comforts, including a luminous living area, a fully equipped open kitchen, and a private terrace. The bright living room, measuring around 28 m², seamlessly connects to the outdoor space, where a south-west facing terrace of about 20 m² invites you to enjoy sunny afternoons and relaxing evenings outdoors. Inside, the apartment boasts quality finishes and energy-efficient features that ensure both comfort and sustainability. The bedroom, around 10 m², offers a cozy retreat, while the bathroom—approximately 7 m²—features modern amenities including a shower cabin. The property includes a separate WC for added convenience. Technical details include PVC double-glazed windows, Quick-Step flooring, and an upgraded chimney, with electrical systems that meet current standards. Heating is provided through a pellet stove, complemented by heat pumps and air conditioning units for both heating and cooling, ensuring optimal comfort year-round. The residence is sold with two outdoor parking spaces, adding to the practicality of this property. Notably, it does not include a cellar but provides essential modern amenities such as individual meters, making it an energy-conscious choice. Marbais offers a peaceful rural environment while remaining accessible, making it an appealing location for those seeking a serene lifestyle within easy reach of local amenities. The property benefits from its orientation—facing south-west—and features three exterior walls and three façades that enhance its natural light exposure and ventilation. The absence of flood risks or environmental restrictions further emphasizes the safety and stability of this investment. Priced at €239,000 with all charges included, this apartment provides an excellent balance of comfort, style, and practicality. If you are interested in viewing this exceptional property or require further information, please do not hesitate to contact us. We would be delighted to assist you in arranging a visit to experience this unique home firsthand. Want to know more?

This charming and luminous one-bedroom apartment, located in Chastre, is on the ground floor of a small building comprising only four units. It spans approximately 70 square meters and was fully renovated in 2019. Its strategic location offers easy access to Chastre train station and nearby shops, making everyday conveniences just a short walk away. The apartment features a spacious entrance hall, a generously sized living room of around 34 square meters, and a hyper-equipped Eggo kitchen. The bedroom is fitted with beautiful built-in wardrobes, and the property includes a modern shower room and a large basement storage area. With electric heating and hot water provided by an electric boiler, the property boasts PVC triple-glazed windows and electric shutters on the front facade, ensuring both energy efficiency and comfort. The electrical system has been completely redone and meets current standards, providing peace of mind for future owners. This apartment is part of a small co-ownership without a syndic, resulting in low communal charges. It is an ideal opportunity for first-time buyers or investors looking for a well-located property with low operating costs. The property's energy performance rating is E, with a specific primary energy consumption of 405 kWh/m² per year. Priced at €180,000, interested buyers are encouraged to make an offer, subject to acceptance by the owners. Want to know more?

Discover this charming apartment available for sale in Tamines, a true gem nestled in the heart of the town. Priced at €85,000, this well-maintained property offers an inviting and practical living space designed to meet diverse needs. With a total living surface of approximately 42 square meters, this apartment is perfect for individuals seeking a cozy yet functional home or an investment opportunity in a resilient market. Its strategic location ensures that all essentials—shops, transportation, medical services—are readily accessible, facilitating an effortless lifestyle. The building is equipped with an elevator and includes a cellar, providing convenience and storage solutions. Furthermore, there is potential to purchase a garage at an additional cost, adding to the property's appeal for those prioritizing vehicle security and ease. The interior features of this apartment are thoughtfully arranged to maximize comfort and brightness. The living area is bathed in natural light, creating an atmosphere that instantly lifts the spirits. The semi-equipped kitchen complements the living space, while a comfortable bedroom offers a peaceful retreat at the end of the day. An additional storage space ensures practicality, and the bathroom is fully equipped, making daily routines straightforward. The apartment boasts modern double-glazed PVC windows and electric shutters, ensuring optimal insulation and security. Technical amenities include a CCM system with calorimeter functionality and a video intercom for added convenience. Two terraces extend from the living space, offering delightful outdoor areas where residents can enjoy sunny days or tranquil evenings overlooking the Sambre river—a picturesque view that enhances the overall appeal of this harmonious residence. Situated along the Sambre river, this apartment benefits from a serene environment while being close to all urban amenities. The neighborhood exudes a friendly atmosphere, ideal for retirees, young couples starting out, or singles looking for a manageable property within their budget. The peaceful setting combined with excellent local services and transport links ensures both comfort and practicality. Whether you're seeking a personal residence or a wise investment, this property presents a compelling opportunity in Tamines. Its good general condition, coupled with its attractive price point, makes it an excellent choice for those aiming for simplicity and convenience in their everyday life. Don't miss the chance to own this lovely apartment—contact us today to arrange a viewing and take the next step toward your new home or investment project. Want to know more?

Discover this charming apartment for sale in Tamines, offering an excellent opportunity for both first-time buyers and investors seeking a reliable and cost-effective property. Priced at €85,000, this well-located residence combines practicality with comfort, making it an ideal choice for those looking to settle in a peaceful yet accessible environment. Situated in a large residential complex on Rue Sous la Ville 2/2, the apartment occupies the first floor of a building equipped with an elevator, ensuring ease of access for all residents. Its prime location allows residents to enjoy the tranquility of Tamines while remaining within walking distance to local amenities and the scenic views of the Sambre river, which provide a calming backdrop to everyday life. The interior living space spans approximately 42 square meters and features one bedroom, providing a cozy yet functional layout. The apartment comprises an entrance hall with built-in closets, a bright living room that invites relaxation and social gatherings, and a semi-equipped kitchen designed for convenience. The bathroom includes a toilet, completing the essential facilities, while a terrace offers an outdoor extension perfect for enjoying fresh air and outdoor moments. Additional amenities include a cellar for storage, double-glazed wooden windows with shutters for energy efficiency, and central heating fueled by oil, equipped with calorimeters to monitor consumption. The property is currently not furnished, allowing new owners to personalize their space according to their tastes. For added flexibility, there is an option to purchase a garage at an additional cost, giving residents practical parking solutions in this well-maintained residence. Tamines’s appeal lies not only in its serene setting but also in its accessibility and community-oriented environment. The apartment’s location facilitates an easy lifestyle where daily errands can be completed on foot, eliminating the need for a car for most activities. The building’s features such as the elevator and water connection enhance comfort and convenience. This property’s affordability combined with its functional design makes it an attractive investment or a perfect starter home. Whether you are looking to make your first move into real estate or seeking a reliable rental property, this apartment represents a wise choice. Interested buyers are encouraged to arrange a visit at their convenience to explore this unique opportunity further. With its combination of location, features, and price, this apartment truly offers a compelling proposition in Tamines. Want to know more?

Ideally located near Namur city center, close to all amenities, beautiful one-bedroom studio with balcony. It comprises an entrance hall, a +/-m² living room, a new fitted kitchen, two bedrooms and a new bathroom. A cellar, a private garage, a laundry room and a balcony with an exceptional view over the Meuse complete the description. Bouquet of €100,000.00 - Monthly annuity of €1,200.00 with a maximum term of 10 years. A must-see! Want to know more?

Easyhome a le plaisir de vous présenter cette coquette maison plain pied/appartement idéalement située dans le village prisé de Wépion. Elle vous séduira par son agencement de plain-pied, offrant un confort de vie pratique, ainsi que par sa proximité immédiate des commodités (grandes surfaces, commerces de proximité, boulangerie,…) et des transports en commun. Le bien se compose comme suit : un agréable séjour avec cuisine semi-ouverte, deux chambres ainsi qu’une salle d’eau avec emplacement pour machine à laver. Côté technique : - PEB G - Électricité non conforme Travaux à prévoir : - Placement d’un compteur d’eau (actuellement : décompteur) - Déplacement du compteur électrique - Installation d’une chaudière individuelle et d’un système de chauffage (type pompe à chaleur, poêle à pellet) Intéressé(e) ? Contactez dès maintenant Easyhome pour organiser une visite et découvrir le potentiel de ce bien ! Prix : 140.000 €, sous réserve d’acceptation des propriétaires. Want to know more?

✨ À vendre : Appartements neufs dans un cadre vert et durable ✨ ➡️ Immeuble avec ascenseur (R+2) au cœur de l’écoquartier Bella Terra. 🌿 Jardins/terrasses – environnement paysager 🚗 Parkings à la vente : 10.000 € / emplacement (hors frais) ☀️ Équipements éco-performants : chauffage aux plaquettes de bois, panneaux solaires, citerne d’eau de pluie 📍 Accès facile : E19 / E42 / N5 – proche Nivelles, Ottignies, Waterloo… 🔐 Vente sécurisée sous Loi Breyne – Paiement échelonné par tranches, au fur et à mesure de l’avancement des travaux. 📅 Livraison prévue fin 2027. Découvrez une sélection de plusieurs appartements neufs à vendre (prix HTVA) : 2 appartements 1 chambre à 215.000 € HTVA 1 appartement 1 chambre avec jardin à 220.000 € HTVA 3 appartements 2 chambres avec terrasse à 260.000 € HTVA 2 appartements 3 chambres avec terrasse à 310.000 € HTVA 1 appartement 3 chambres avec jardin à 320.000 € HTVA ✅ Parkings privatifs disponibles au prix de 10.000 € HTVA. 📩 Infos & dossier complet: ### Want to know more?

ACTION PROMOTIONNELLE - BENEFICIEZ D'UNE OFFRE EXCEPTIONNELLE (*) Jambes - Idéalement situés, à proximité de toutes les facilités et de la E411. APPARTEMENT NEUF (1CH/1SDB) de 65,52 m² avec TERRASSE. Situé au 1er étage, il est composé d'un séjour de 33,48 m² avec cuisine ouverte donnant accès à la terrasse de 7,31 m², d'un hall d'entrée, d'une buanderie, d'un hall de nuit, d'une chambre, d'une salle de bain et d'un wc. Chauffage par le sol, châssis double vitrage en PVC, ventilation double flux, ascenseur, vidéophone. Cave et emplacement de parking en sus. PEB prévisionnel « A ». Vente sous régime TVA (21%) pour la construction et sous droits d'enregistrement (12,5%). A découvrir chez LP au ### (*) réduction déjà appliquée sur le prix affiché. Want to know more?

Nam Property vous invite à découvrir cet appartement neuf 1 chambre, niché dans une petite copropriété moderne de seulement six logements, alliant tranquillité et confort. Dès l’entrée, vous serez séduit par un espace de vie lumineux avec cuisine ouverte, l’appartement dispose également d'un espace buanderie, un WC indépendant, une chambre confortable, une salle de bains ainsi qu’une terrasse privative idéale pour profiter des beaux jours. Avec une surface habitable d’environ 47 m², ce bien a été pensé pour offrir un cadre de vie pratique et agréable, à deux pas de toutes les commodités namuroises (commerces, transports, écoles…). Immeuble avec ascenseur, excellentes performances énergétiques, isolation soignée et compteurs individuels : tout est réuni pour garantir confort et maîtrise de vos consommations. Des annexes sont disponibles en supplément : cave, garage ou carport. Livraison attendue été 2026. Régime de vente mixte : TVA sur la construction et droits d’enregistrement sur la quote-part terrain. (Visuels à titre illustratif et non contractuel) BON À SAVOIR : possibilité de bénéficier du taux réduit de TVA à 6% ! Contactez-nous pour vérifier votre éligibilité. Une opportunité idéale pour un premier achat, un investissement rentable ou pour profiter d’un logement neuf, fonctionnel et bien situé à Namur Want to know more?

Discover this charming one-bedroom apartment located in the heart of Namur, offering an ideal opportunity for first-time buyers, investors, or those seeking a convenient city residence. Priced at €150,000, this fully renovated and furnished property provides approximately 37 m² of living space, with a bright and functional layout that maximizes comfort and practicality. Situated on the first floor of a well-maintained residence with an elevator, this apartment strikes a perfect balance between modern amenities and accessible city living. The spacious living room of around 20 m² features an open-plan kitchen fully equipped with appliances such as a vitro hob, oven, microwave, fridge, hood, and a washing machine, along with a dining area. The bedroom, approximately 12 m², includes built-in wardrobes and ample space for relaxation and rest. The contemporary bathroom boasts a walk-in shower with Italian tiles, a vanity unit, and a suspended toilet, complemented by a heated towel rail for added comfort. This property benefits from a range of practical features that enhance its appeal. The entire apartment is tiled with imitation wood flooring and fitted with LED spotlights, creating a warm and modern atmosphere. Included in the sale are essential furnishings such as a sofa, coffee table, TV unit, bed with mattress, and washing machine, making it move-in ready. The apartment has an energy performance certificate class D (311 kWh/m²/year), with upgraded electrical installations compliant until 2050. Central gas heating is managed via collective calorimeters, ensuring efficient energy use. Additional amenities include a cellar, a concierge service, and an elevator within the residence. The monthly charges are approximately €200, covering communal expenses, heating, water, and fire insurance. With a potential rental income of €675 per month, this property offers excellent investment prospects as well as comfortable city living. Located conveniently close to bus stops, shops, the nursing school, and the city center, this apartment provides excellent access to essential services and amenities in Namur. Its strategic position makes it suitable for students attending the University of Namur or the nursing school, young couples seeking to settle in the city, or individuals interested in a reliable rental investment. The building’s structure ensures peace of mind with compliance certificates for electrical safety and a non-flood zone status. This property is available immediately upon completion of the legal formalities, presenting a compelling opportunity in the Namur real estate market. For further information or to schedule a visit, contact AD-IMMO at ### and take the next step toward owning this attractive apartment in Namur. Want to know more?

MARCINELLE In a small three-unit residence, this walk-through apartment comprises a bedroom, a study, a night hall, a shower room with laundry area, a living room with fitted kitchen, south-west terrace. The first seven images have been simulated - More information, full description and 360° virtual tour on ### Offers from 120,000 euros, asking price 135,000 euros Want to know more?

Discover this charming one-bedroom apartment located in the vibrant area of Montignies-sur-Sambre, offering an excellent opportunity for both investors and those seeking a comfortable home. Situated on the third floor of a well-maintained building with an elevator, this property features approximately 60 square meters of living space, thoughtfully designed to maximize comfort and functionality. The apartment comprises an inviting entrance hall, a spacious living area, a fully equipped kitchen, a bathroom with a shower, and a separate laundry area. A balcony accessible from the bedroom adds a pleasant outdoor element, perfect for relaxing or enjoying fresh air. Included with the property is a cellar, providing additional storage space to meet modern living needs. This property benefits from a solid energy performance profile, with a B energy label and an energy consumption estimate of 14,863 kWh per year, translating to an energy efficiency of 148 kWh/m² per year. The apartment’s CO2 emissions are notably low at 37 kg per m² annually, reflecting its environmentally-conscious design. The building's three facades and multiple walls contribute to its stability and insulation, while the presence of a single shower cabin ensures practicality for daily routines. Although the heating system specifics are not detailed, the apartment's overall energy rating indicates efficient management of energy resources. The apartment is currently unoccupied, providing immediate availability for new owners or tenants. Located at Rue Aimé Mignolet 19/032 in Montignies-sur-Sambre, this apartment offers excellent convenience for residents. Montignies-sur-Sambre is known for its lively community atmosphere, accessible amenities, and good transport links, making it an ideal place to live or invest. Priced at €85,000 with no VAT involved, this property presents an affordable entry point into the Belgian real estate market within a sought-after suburb. Whether you are looking to establish a cozy residence or expand your real estate portfolio, this apartment provides a straightforward opportunity to acquire a well-maintained home in a dynamic location. Interested buyers are encouraged to contact us for further details or to arrange a viewing of this attractive property. Want to know more?

Discover this spacious one-bedroom apartment ideally located in the vibrant city of Namur. Priced at €235,000, this property offers a practical and comfortable living space, with the potential to convert into a two-bedroom layout if desired. The apartment features approximately 37 m² of bright, open living space within a total habitable area of 99 m², providing ample room for relaxation and daily activities. It also boasts a balcony of 5 m², perfect for outdoor enjoyment, and access to a communal garden with a designated relaxation area and playground. Additionally, a cellar and a secured parking space (+€15,000) are included, enhancing the convenience and practicality of this property. The apartment is situated on the first floor of a building constructed in 2006, with two facades that allow for natural light and good ventilation. The interior presentation emphasizes functionality and future potential. The spacious living area comprises a living room and dining space, offering flexibility for various interior arrangements. The kitchen is to be fitted out, allowing new owners to personalize their culinary space according to their preferences. The bathroom features a separate shower, complemented by a separate WC and a laundry area. The apartment benefits from a high energy performance label (Label B), with an energy consumption of 156 kWh/m² per year, along with a conform electrical installation certificate, making it an efficient and compliant property. The building is equipped with an elevator, ensuring ease of access, and the apartment is currently not rented, providing an excellent opportunity for immediate occupancy or investment. Located just a short walk from the heart of Namur, this apartment offers exceptional connectivity and proximity to essential amenities. You will find numerous shops, services, educational institutions such as the university and IMEP, as well as the Sainte-Elisabeth clinic nearby. Its strategic position combines urban convenience with access to green spaces, including a shared garden for residents to enjoy outdoor leisure activities. The property’s excellent energy label, combined with its prime location and generous living spaces, makes it an attractive option for both homeowners and investors. For those interested in making this versatile apartment their new home or adding to their real estate portfolio, a visit is highly recommended to fully appreciate its potential and unique features. Contact us today to arrange your viewing and explore the possibilities this property has to offer. Want to know more?

Located on the 3rd floor, attractive +/- 48 m² studio with terrace and cellar. A must-see! cOMPOSITION: - Entrance hall. - Equipped USA kitchen (electric stove, oven, hood, fridge, freezer, LV space, sink, furniture). - Open-plan living room. - Bathroom (bath, washbasin and WC). - Laundry room - Terrace - Cellar N° 26. FEATURES: - Built by Houyoux in 1997 - Electric storage heater - PVC DV frame - Tiled floors - The property is rented for 695 € + 75 € monthly common charges since December 06, 2024 - Electricity not compliant - RC net: 830,00 € - RC indexed: 1.863,00 € - PI: 849,99 € - Cellar C26 - Quiet, residential neighborhood - Videophone -PEB: E VISITS: Visits by appointment and further information on Tuesdays and Fridays from 12:00 to 14:00 with Diane DEVRIENDT: ### - ### *excluding charges. Non-contractual information Want to know more?