This duplex for sale is located on Rue Hubert Debauche 31 in the city of Gilly, within a newly developed residential area. The property spans a total surface area of approximately 89.02 square meters, with an interior living space of around 78.67 square meters. It features a private entrance and a garden, offering a semi-detached house feel. The duplex is part of a modern, quiet development that includes parking for visitors and a dedicated private parking space. The interior of the property includes two bedrooms and a bathroom equipped with a bathtub, a shower, and modern sanitary fixtures. The living area is bright and spacious, measuring about 35 square meters, with an open-plan kitchen that is fully equipped with high-quality appliances from Induscabel. The residence benefits from quality materials such as PVC double-glazed windows, a gas condensing boiler from Vaillant, and provisions for solar panel installation. Additional features include individual water, gas, and electricity meters, as well as accessibility for persons with reduced mobility. Outside, the duplex boasts a private garden space, perfect for outdoor activities or relaxation. The property is energy-efficient, with an EPC rating of B (20220114017551), and benefits from solar panel readiness, contributing to its environmentally friendly design. The location in Gilly offers easy access to local amenities and is suited for buyers looking for a modern, low-maintenance home in a peaceful residential setting. Want to know more?
Apartment for sale - Farciennes
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Below you can find some more interesting places in the surroundings of Farciennes (6240) + Suburbs.
Charmante appartement 3 chambres avec terrasse au 1er étage avec ascenseur Découvrez cette maison fonctionnelle de 97m², parfaite pour un couple ou une petite famille, offrant tout le confort nécessaire dans un cadre agréable. Caractéristiques principales : 97m² habitables, bien agencés Living lumineux de 26m², un espace convivial pour toute la famille 3 chambres, idéales pour un couple avec enfants ou un bureau 1 salle de bains 1 toilette séparée Terrasse de 23m², un bel espace extérieur pour profiter des beaux jours Electricité non-conforme Un bien cosy et pratique, parfait pour un premier achat ou un investissement. Infos & visites : ### Want to know more?
Rêvimmo Charleroi presents this superb apartment located on the 1st right floor. Ideally located close to shops, public transport, schools and main roads. This apartment offers a living area of 138 m² including an entrance hall, a bright living room with equipped kitchen area, two bedrooms, a bathroom with bathtub and toilet. Cellar and parking. Amenities: DV PVC chassis, compliant electricity, water passage meter, individual electric meter, calorimeter for heating (oil central heating, possibility of switching to town gas), common garden, parking, cellar. Shared agency commission of 1.5% + VAT payable by the buyer with a minimum of €3,500 incl. VAT Info on ### or ### or by email ### Want to know more?
Au coeur de la ville, à proximité à pieds de toutes les facilités (commerces, transports, etc...), au 4ème étage d'un bel immeuble bien entretenu, voici un très lumineux et spacieux appartement de +/- 115 m² composé de: hall d'entrée avec wc et buanderie/chaufferie, grand living de +/- 40 m² avec le coin cuisine équipée, accès du living à une grande mezzanine de +/- 21 m² via un escalier en colimaçon (possibilité d'y faire une 3ème chambre et/ou un bureau), hall de nuit desservant 2 chambres et la salle de bains. Grenier indépendant de l'appartement, sur le même palier. Chauffage central individuel au gaz de ville. La majorité des châssis sont des vélux en bois double vitrage, les autres sont en PVC double vitrage. Les compteurs de gaz et d'électricité sont individuels. Compteur de passage pour l'eau. Provision actuelle des charges mensuelles: 209 €/mois pour la provision de consommation privée de l'eau et l'intervention dans les charges communes et l'assurance de l'immeuble. L'appartement est actuellement loué 651,00 € hors charges (850,00 € charges comprises) depuis le 1/05/2024. Bail de 9 ans. RC de 1.011 €. Want to know more?
This charming apartment for sale in Châtelet is located on the first floor of a building with six units and offers a cozy, newly renovated living space. Situated at Rue Notre-Dame 25 A, the property boasts two comfortable bedrooms, a spacious living area, and a fully equipped modern kitchen that opens onto a balcony, perfect for enjoying fresh air. The bathroom is brand new, and there's a separate toilet for added convenience. The apartment is equipped with double-glazed windows and is part of a building that features a recent central gas heating system with individual calorimeters. A key feature of this property is the inclusion of a garage, providing secure parking and additional storage space in the very large cellar. Although the building does not have an elevator, the apartment's first-floor location makes access relatively easy. Utility costs are manageable with a monthly provision of approximately €150 covering water, heating, and maintenance of communal areas, ensuring the property remains in excellent condition. Châtelet offers a central location with easy access to essential amenities, making it an attractive place to live. The energy performance of the apartment is recorded at 423 kWh/m²/year, with an annual total energy consumption of 31,370 kWh. These details highlight the property's efficiency and potential cost-effectiveness in terms of energy use. Interested buyers are encouraged to explore the surrounding area before arranging a viewing to fully appreciate the appeal of this property. Want to know more?
Spacieux appartement 3 chambres situé au 2ième étage d’un immeuble avec ascenseur construit en 2010. Il se compose d’un hall d’entrée, un w.c, une buanderie, un salon de 12m², une cuisine équipée avec salle à manger de 25m² qui donne sur belle terrasse de 7,7m², hall de nuit, 3 chambres (11m², 7.6m² et 15m²), une salle de bains. Au sous-sol (accessible avec l’ascenseur), 1 cave et un garage fermé (18m²). Confort : Installation électrique conforme, PEB C (20160923005016), proche du R3, châssis double vitrage, ascenseur. Actuellement loué 917€/mois (hors charges). Faire offre à partir de 215.000€ (sous réserve de l’accord des propriétaires ou d’une offre supérieure). Pour plus d'informations ou pour organiser une visite, veuillez contacter NG immo au ### ou par email à ### . (descriptif est donné à titre indicatif et non contractuel). Want to know more?
This ground-floor apartment is located in the town of Gilly, within the postal code area 6060. Offering a living space of approximately 80 square meters, it features one bedroom and a spacious living area of around 40 square meters facing the street. The property includes access to a garden and a terrace, providing outdoor space for relaxation or entertaining. The apartment is equipped with a standalone kitchen and a single bathroom. Modern amenities include gas heating, double-glazed windows, and individual utility meters for water, gas, and electricity. Additional features include an alarm system and a service apartment, enhancing security and convenience. The interior also benefits from a cellar for extra storage. Situated in a well-connected area, the property has access to essential services such as sewer, water, and gas connections. The building has two facades, contributing to good natural light and ventilation. The location offers a balance of residential comfort with proximity to local amenities, making it suitable for both personal residence and professional use. Want to know more?
This apartment for sale is located on the fourth floor of a well-maintained building on Chaussée de Ransart, 336/043 in Gilly. Situated amidst green surroundings, the property offers a peaceful environment while being close to local amenities and facilities. The building features an elevator, making access convenient, and the apartment itself provides a practical layout suitable for singles or couples. The interior of the apartment includes a living area of approximately 17 square meters, combined with a bedroom of around 12 square meters. It features a bathroom with a walk-in shower and a separate toilet. The kitchen is equipped with essential appliances, including hotplates, a hood, oven, and fridge. Heating is provided by oil (mazout), and the property benefits from double-glazed aluminum windows, enhancing energy efficiency. Externally, the apartment offers a balcony of about 7 square meters, perfect for outdoor relaxation. The property includes a private garage and a cellar, providing ample storage space. The building has six floors, with the apartment situated on the top level, and it faces east, allowing for natural light throughout the day. The EPC rating is C with an energy consumption of 202 kWh/m²/year, valid until May 2035. Want to know more?
Situé au 1er étage d’une petite copropriété de 4 appartements (sans ascenseur), cet appartement 1 chambre est une belle opportunité à ne pas manquer ! Actuellement loué 600€/mois, il offre un rendement immédiat dans un quartier très commerçant ( Rue Saint Joseph 16). ✨ Très lumineux, il dispose également d’une cave, d’un jardin commun et ne comporte pas de charges communes importantes (juste électricité, assurance incendie et entretien du jardin). Un placement malin dans une copropriété à taille humaine, parfaite pour investisseurs à la recherche de simplicité et d'efficacité ! Tout ce que vous devez savoir sur le bien ? Téléchargez plans, pièces, diagnostics et infos utiles sur ### . PEB : classe D – 256 kWh/m².an – Code unique : 20230922026460 - surface plancher chauffé : 75m². RC : 297 € Prix indicatif : 99.000 € (sauf offre supérieure et sous réserve d’acceptation des propriétaires) Frais d’agence non inclus : 3,63 % TVAC sur le prix de vente (min. 6.655 € TVAC) Infos uniquement par téléphone : ### Visites sur RDV : ### KIMMO – Plus Que Des Mots ! Want to know more?
Located in a newly developed residential area on rue Hubert Debauche 33, this brand-new duplex in Gilly offers the comfort and features of a house with its private entrance and garden. With a gross floor area of 89.02 m² and an internal area of 78.67 m², this property boasts a spacious and bright living room complemented by a fully equipped American kitchen. The ground floor also includes a hall leading to a technical room and a separate toilet with a washbasin. Upstairs, you will find two well-designed bedrooms and a bathroom equipped with a sink, bathtub, and separate shower. The residence is finished with quality materials, including a Vaillant gas condensing boiler, PVC double-glazed windows, and sanitary fittings by Geberit and Grohe. The property is equipped for accessibility, with provisions for potential solar panel installation, and individual water, gas, and electricity meters. It also provides private parking, with additional visitor parking available within the community. Offered at €179,000, the price includes imposts and parking space. Note that VAT (21% on construction) and registration fees (12.5% on the land) are not included. An energy performance certificate with a specific primary energy consumption of 114 kWh/m²/year is available, indicating efficient energy usage. For those interested in personalizing the space, options for paint and flooring finishes are available through the agency. Want to know more?
This apartment is located in the heart of Fleurus, at Place Gailly 3, offering convenient access to local amenities including public transportation, shops, schools, and major roadways. Situated on the third floor of a well-maintained building, it provides a central and accessible location ideal for those seeking to be close to city services and infrastructure. The property features a living area of approximately 68 square meters, comprising a spacious hall, a living room, a fully equipped kitchen with modern appliances (including a stove, extractor hood, oven, fridge, and sink), as well as a bathroom and a separate toilet. It includes one bedroom and a mezzanine space that can be used for various purposes. The apartment does not have additional storage facilities like a cellar or attic but benefits from a lift and central gas heating with a Vaillant boiler. In terms of technical specifications, the apartment has double-glazed PVC windows with ventilation systems and an electrical installation certified as compliant. The energy performance certificate indicates an energy consumption of 460 kWh/m² per year, with the certificate valid until January 2026. The property is currently not furnished and is available for viewing by appointment. Want to know more?
CONTACT DIRECT POUR LES VISITES Mme Yilmaz au ### DELFIMMO, votre agence immobilière à 1%* de commission, vous invite à découvrir ce charmant appartement niché au cœur de Charleroi. Dès le seuil franchi, un hall d’entrée accueillant vous ouvre les bras, prélude à une agréable découverte. Vous serez séduit par le séjour lumineux de 21m², baigné de lumière naturelle, parfait pour vos moments de détente ou de convivialité. La cuisine équipée, fonctionnelle et agréable, vous attend pour concocter vos plats préférés. Le hall de nuit distribue harmonieusement les pièces de vie : un WC séparé, une salle de bain, et deux chambres spacieuses de 13m² et 15m², dont l’une s’ouvre sur un balcon, véritable petit coin de ciel pour savourer un café matinal ou une douce fin de journée. Un deuxième balcon vous invite à profiter des beaux jours, à l’abri du tumulte, en toute sérénité. Côté confort : châssis PVC double vitrage récents (garantie valable encore 7ans), chauffage central au gaz de ville… En prime : un garage privatif, sécurisé et pratique, est disponible en supplément au prix de 20.000€, ainsi qu’une cave en sous-sol, parfaite pour le rangement. Les charges mensuelles de 200€ incluent le chauffage, l’eau, l’entretien des communs et les frais de syndic. Prix : faire offre à partir de 125.000€ Pour toute information complémentaire ou pour planifier une visite, contactez-nous dès maintenant au ### Commission d'agence uniquement à la charge des vendeurs en cas de vente : *1%HTVA soit 1,21%TVAC avec un forfait minimum de 2900€HTVA soit 3509€TVAC. Want to know more?
This apartment is located at Rue de la Fontaine 1 in Montignies-sur-Sambre, situated directly across a beautifully renovated square. The property is on the first floor of a small building without an elevator, which helps to keep maintenance charges low. The apartment has a spacious layout, offering approximately 85 square meters of living space, including two bedrooms, a bright living room, a kitchen, and a bathroom with a toilet. Inside, the residence features a dressing area, providing additional storage or closet space, and is designed with comfort in mind. It also comes with a garage, adding convenient parking and storage options. The apartment is currently available for immediate occupancy and is not leased, making it suitable for quick move-in. The property’s energy profile indicates a primary energy consumption of 669 kWh/m² per year. While it does not feature modern energy-saving systems such as solar panels or underfloor heating, it offers a practical and spacious living environment in a well-located area within Montignies-sur-Sambre. Want to know more?
This inviting 2-bedroom apartment situated at Rue du Wainage 20, Lambusart, offers an ideal living space for those seeking comfort and convenience. Nestled on the ground floor of a small condominium, the property features a well-maintained living area, dining room, and an equipped kitchen, as well as a recently renovated bathroom. Equipped with modern amenities such as electric shutters, a mechanical ventilation system in the bedrooms, a thermodynamic boiler, and photovoltaic panels, this apartment ensures both comfort and energy efficiency. With a living area of 70 m², the apartment also includes a private cellar and a dedicated parking space. Residents have access to a communal garden, enhancing the sense of community within the complex. This property has been energy-rated with a certificate indicating a class B rating of 99 kWh/m² per year, demonstrating its efficient energy usage; a new energy performance certificate is underway. Conveniently located in the charming town of Lambusart, this apartment offers easy access to essential amenities and services. The combination of comfortable living spaces, modern installations, and communal facilities make this property an excellent choice for buyers looking for a well-rounded home in this appealing area. For further inquiries or to schedule a viewing, please contact David Robin Immobilier at ### Want to know more?
FAIRE OFFRE A PARTIR DE 110000 BEL APPARTEMENT 1 CHAMBRE EN CENTRE-VILLE DE FLEURUS, SITUE AU 2EME ETAGE D'UN IMMEUBLE AVEC ASCENSEUR RDC: HALL COMMUN, UNE CAVE PRIVATIVE 2EME ETAGE: HALL COMMUN, APPARTEMENT COMPRENANT: HALL D'ENTREE, DEBARRAS, GRAND SEJOUR, CUISINE SEMI-EQUIPEE, HALL DE NUIT, WC SEPARE AVEC POINT D'EAU, SALLE DE BAIN AVEC POINT D'EAU BAIGNOIRE ET ESPACE BUANDERIE, UNE CHAMBRE CHASSIS ALUMINIUM DOUBLE VITRAGE, CHAUFFAGE ELECTRIQUE, INSTALLATION ELECTRIQUE ( EN ATTENTE DE RAPPORT DE CONFORMITE) DOUBLE COMPTEUR ( EXCLUSIF NUIT ET COMPTEUR SIMPLE), COMPTEURS SEPARES -- ACTUELLEMENT LOUE 650 EUROS -- -- POSSIBILITE D'ACQUERIR UN GARAGE POUR 20 000 EUROS -- -- PEB D -- PROVISOIRE -- Want to know more?
FAIRE OFFRE A PARTIR DE 110.000 BEL APPARTEMENT 1 CHAMBRE EN CENTRE-VILLE DE FLEURUS, SITUE AU 2EME ETAGE D'UN IMMEUBLE AVEC ASCENSEUR RDC: HALL COMMUN, UNE CAVE PRIVATIVE 2EME ETAGE: HALL COMMUN, APPARTEMENT COMPRENANT: HALL D'ENTREE, DEBARRAS, GRAND SEJOUR, CUISINE SEMI-EQUIPEE, HALL DE NUIT, WC SEPARE AVEC POINT D'EAU, SALLE DE BAIN AVEC POINT D'EAU BAIGNOIRE ET ESPACE BUANDERIE, UNE CHAMBRE CHASSIS ALUMINIUM DOUBLE VITRAGE, CHAUFFAGE ELECTRIQUE, INSTALLATION ELECTRIQUE ( EN ATTENTE DE RAPPORT DE CONFORMITE) DOUBLE COMPTEUR ( EXCLUSIF NUIT ET COMPTEUR SIMPLE), COMPTEURS SEPARES -- POSSIBILITE D'ACQUERIR UN GARAGE POUR 20 000 EUROS -- -- PEB D -- PROVISOIRE -- Want to know more?
This apartment is located at Rue de la Station 24/1 in the center of Fleurus, offering convenient access to local amenities and services. Situated on the first floor of a small building with only three units, it provides a manageable living space with a practical layout. The property benefits from PVC double-glazed windows, contributing to energy efficiency and sound insulation. The interior features a total living area of 92 square meters, comprising two bedrooms and an office space that can be adapted to suit various needs. The open-plan living area includes a kitchen that is fully equipped, making daily living comfortable and functional. The bathroom has been recently updated, featuring both a bathtub and a shower for added convenience. The apartment is heated via a central oil-fired system, with individual electric meters ensuring efficient energy management. Externally, the apartment does not include additional outdoor features or a lift. The building's construction and technical specifications meet current standards, with an energy performance certificate rating of C (186 kWh/m² per year). This property offers a straightforward and practical living option in the heart of Fleurus, suitable for those seeking a well-maintained home in a central location. Want to know more?
Located in the innovative Renaissance eco-district in the heart of Fleurus, this two-bedroom apartment offers a unique blend of modern living and ecological features. Priced at €239,500, this property spans 79 m² and includes a spacious living area that maximizes natural light. The contemporary kitchen is fully equipped, and the bathroom features high-quality fixtures. A practical laundry room and a large 9 m² terrace provide additional convenience and outdoor space. This apartment is designed for exceptional energy efficiency, featuring photovoltaic panels for clean energy generation and a biogas heating system, which is both renewable and locally sourced. Optional underground parking ensures your vehicle's safety while maintaining uncluttered outdoor spaces. Three elevators in the Arezzo residence ensure accessibility for all residents. Additional amenities include dedicated spaces for bike storage, waste sorting, and optional storage rooms. The Renaissance district also boasts a landscaped park, providing a green oasis within the city. Situated in the center of Fleurus, the location offers easy access to shops, restaurants, schools, and public transport, making daily life convenient. Scheduled to be available from 01/06/2026, this apartment represents an exceptional opportunity to live sustainably without compromising on modern comforts. Want to know more?
Welcome to this spacious and luminous apartment located on rue T'Serclaes de Tilly in the tranquil residential neighborhood of Montignies-sur-Sambre. Situated on the second floor of a well-maintained building, this 106 m² property features an elevator for easy access. The apartment offers a generous living space with three bedrooms and a comfortable 25 m² living room, making it ideal for families or those who enjoy ample room. The kitchen comes equipped with a balcony, offering a pleasant spot to enjoy your morning coffee. The interior layout is designed for convenience, featuring a separate bathroom and toilet with an additional sink, as well as a practical entrance hall with space for coats and shoes. Complementing the main living areas is a cellar, providing extra storage options. The property is fitted with double-glazed windows and utilizes city gas for heating, contributing to its energy efficiency with a C rating on the PEB (222 kWh/m² per year). For those interested in additional parking solutions, a garage is available in close proximity (300 meters away) for an additional €15,000. This property, priced at €150,000, presents a unique opportunity to reside in a calm environment while still being close to urban conveniences. To arrange a visit or for more information, please contact David Robin Immobilier at ### Want to know more?
Rêvimmo Charleroi presents this superb duplex located on the 1st floor. Ideally located close to shops, public transport, schools and main roads. This apartment offers a living area of 166 m² including an entrance hall (which can be used as an office), a large and bright living room with equipped kitchen area, two bedrooms, a bathroom with bathtub and toilet. Cellar and parking. Amenities: DV PVC chassis, compliant electricity, water passage meter, individual electric meter, calorimeter for heating (oil central heating, possibility of switching to town gas), common garden, parking, car port, private terrace and cellar. Shared agency commission of 1.5% + VAT payable by the buyer Info on ### or ### or by email ### Want to know more?
House for Sale in Farciennes
Farciennes offers a selection of houses for sale that reflect the town's historical roots and its evolving residential landscape. The majority of these properties are built around the early 20th century, with an average construction date of 1924, giving them a distinctive architectural charm that appeals to buyers looking for character in their homes. The current market features semi-closed and closed type houses, accounting for nearly 77% of the housing stock, which indicates a preference or tradition for more private and secure residences in the area. With approximately 11 properties available at any given time, prospective homebuyers have a modest but targeted selection to explore.
The properties in Farciennes tend to have an average of about 5.6 rooms, slightly below the national average of six rooms, which suggests homes optimized for family living with sufficient space but also manageable in size. The prices for houses on the market range from as low as €99,000 to as high as €425,948, providing options for different budgets and investment levels. The average asking price sits around €218,174, offering relatively affordable entry points for those interested in purchasing property within this municipality. Buyers can find homes suitable for first-time buyers, growing families, or investors looking for stability in a community with a solid local economy.
The local economy is supported by diverse businesses, including car sales, beauty salons, restaurants, and construction firms, which contribute to a stable environment for residents. Located just a few minutes’ drive from major road arteries like the A15/E42 and A54/E420, Farciennes benefits from excellent connectivity to larger urban centers such as Charleroi and Liège. This ease of access enhances the appeal of the town for commuters and those seeking a quieter lifestyle outside of Belgium’s bigger cities while remaining well-connected. Overall, Farciennes presents a practical choice for individuals or families looking to buy a house in a community characterized by affordability, accessibility, and historical appeal.
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Apartment for Sale in Farciennes
While Farciennes is predominantly known for its houses, it does include some apartment offerings, albeit limited at this time. Apartments constitute around 12.1% of the local housing stock, with a small segment currently listed for sale on the market. These units are typically found within building blocks or flat complexes built throughout the 20th century, offering a more compact living environment suitable for singles, couples, or small families who value convenience and less maintenance.
The apartment market in Farciennes is relatively niche, with no current listings for flats either for sale or rent. However, historically, apartments in similar municipalities tend to be more affordable than houses and are often situated close to essential amenities such as schools, shops, and public transportation stops. Prospective buyers interested in apartments should consider that the limited supply might lead to competitive offers when new listings appear, so it’s advisable to stay alert for upcoming opportunities.
Given Farciennes' strategic location near major road networks and public transport routes connecting it to larger hubs like Châtelet and Gilly, residents can enjoy easy commutes despite the modest scale of local apartment developments. The availability of nearby shopping outlets such as Lidl and Carrefour offers added convenience for daily shopping needs. If you’re seeking an apartment in Farciennes, it’s essential to keep an eye on the local market and work with a real estate agent familiar with the area to identify future opportunities that meet your specific criteria.
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House for Rent in Farciennes
Currently, there are no houses available for rent in Farciennes, which indicates a tight rental market or a community where owner-occupation is more prevalent. The high ownership rate of 57% supports this observation, suggesting that many residents prefer to purchase rather than lease their homes. This could be due to the affordability of buying property relative to other regions or the community's characteristics that favor long-term ownership.
For renters or those considering moving into Farciennes, this means that rental options may be limited or non-existent at present. However, since the area hosts several residential zones with mainly semi-closed and closed type houses built around the early 20th century, future rental opportunities could emerge as new developments or renovations take place. It’s advisable for prospective tenants to keep an eye on local property listings or contact local real estate agencies for updates on rental availability.
The town’s proximity to major transportation routes makes it an attractive option for commuters working in Charleroi or other nearby cities. While rental homes are currently scarce, the community’s infrastructure—such as bus lines connecting to larger transportation hubs—ensures that residents can access public transit options easily. For individuals flexible on property type or willing to consider long-term waitlists, Farciennes remains a promising location for future rental opportunities.
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Apartment for Rent in Farciennes
As with houses, there are presently no apartments listed for rent in Farciennes. This scarcity aligns with the community's high ownership percentage and indicates a preference among residents for owning rather than renting property. Apartments tend to be less common within the town’s housing stock overall but could represent future opportunities as development continues.
Although no current listings are available, potential renters should monitor local real estate agencies and online portals for upcoming opportunities. Given the town’s strategic location near key roads such as N29 and N568, along with access to bus lines connecting Farciennes to nearby towns and cities, residents can enjoy good connectivity even if rental options are limited locally. The presence of amenities like supermarkets and schools further enhances the appeal for those seeking short-term or long-term accommodation solutions.
Overall, anyone interested in renting an apartment in Farciennes should remain proactive and ready to explore options as they become available. The region’s combination of affordability, connectivity, and community services makes it an appealing choice once suitable rental units are listed on the market. Working with local real estate professionals can help streamline this process and identify viable opportunities aligned with individual needs.