Residence for sale in life annuity - Saint-Gérard VBD49873

Discover a unique opportunity to acquire a charming and spacious residence in Saint-Gérard, offered through a long-term life estate arrangement. Priced at €100,000, this property presents an exceptional investment potential with the added benefit of the usufruct being reserved to the current owner for their lifetime. Located at Rue Favauge 95, this 4-sided Scandinavian-style home sits on a generous plot of 2,369 square meters, featuring a beautifully maintained garden, a pond, a greenhouse, a garage with an atelier or storage space, and an additional outbuilding that can serve multiple purposes. The property’s substantial size and excellent condition make it suitable for a variety of residential or hobbyist uses, providing both comfort and versatility. The main house boasts four bedrooms and a well-designed layout that emphasizes spaciousness and functionality. On the ground floor, an inviting entrance hall leads to a large open-plan living area that combines the living room, dining space, and a modern fully equipped kitchen. This seamless integration creates an ideal setting for family living and entertaining. Adjacent to this are three bedrooms and a bathroom equipped with a bathtub, an Italian shower, and a washbasin. Upstairs, there is a mezzanine overlooking the ground floor, along with a sizable bedroom featuring a dressing area, large attics for storage, and a small attic accessible via a trapdoor above the living room. The basement area has been converted into a professional space with an independent entrance, including offices, a reception area, a kitchen corner, a large recreation room with external access, technical rooms, laundry facilities, and a cellar. It adds significant value by offering flexibility for professional or private use. Situated in a tranquil residential neighborhood at the end of a dead-end street, this property benefits from a peaceful environment that is yet conveniently close to Saint-Gérard’s town center and just ten minutes from Mettet. Its rural zone location offers privacy and space while maintaining easy access to local amenities. The residence is equipped with modern comforts such as double-glazed PVC windows installed in 2016, electric heating complemented by a pellet stove added in 2019, and necessary infrastructure upgrades like water supply from town and rainwater tanks, natural slate roofing with wool insulation, and an eco-friendly septic system connected to the sewer network. The electrical system includes two meters—one for bi-hourly electricity and one exclusively for heating—though it requires conformity updates. The property’s energy performance is rated as EPC class D, with primary energy consumption at 273 kWh/m²/year, ensuring comparatively efficient operation. This property represents an exceptional opportunity for discerning buyers seeking a spacious rural retreat with significant potential for customization. The sale involves the transfer of naked ownership (nue-propriété), with the usufruct rights reserved to the current owner (born in February 1959) for their lifetime. The transaction entails a down payment of €100,000 upon signing the authentic deed, coupled with a monthly lifetime rent of €1,250 that is limited to a maximum duration of 12 years. This arrangement can appeal to investors or private buyers interested in owning a substantial estate with future potential. For further details or to schedule a viewing, interested parties are encouraged to contact Mr. Franck at Tel 0476/422.607 from November 13, 2025. This is a rare chance to secure a substantial property in a serene setting with flexible ownership options—don't miss out on this distinctive offering in Saint-Gérard.

* This text was generated using an artificial intelligence.

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